About Us
“We want our clients to spend confidently during their “go-go years” of retirement knowing that their “slow-go” and “no-go” years are taken care of no matter what life has in store for them.”
- Jim and Teresa Yent

When Jim was forced to retire at age 42 because of kidney failure, we received bad advice from several well-known financial firms. We knew that there had to be better solutions and vowed that if we ever learned them, we would share them with others. Years later, we learned how Wall Street’s finest would have engineered our solution if we were Ultra High Net Worth clients.
Armed with this knowledge, Golden Years Advisors was born. We are driven to bring these solutions, strategies, and services to business owners and professionals who need better, advice on their finances. Since we are an independent firm, we are under no obligation to sell proprietary products or services. That means we are objective and selective, offering only those investment products and services we believe are best suited to help meet your financial goals. Our goal is to take ALL the pieces of your financial plan and put them together in a cohesive integrated manner. Each plan and puzzle is unique. Many of those pieces may not be relevant to you or your plan at this time, but as your life unfolds and your needs evolve, our process, The Kairos Formula, will help you stay on track in pursuit of your financial independence.